Our Philosophy

Ray & Co. Business Services, Inc.

Helping Small Businesses & Individuals Since 1990

Our Philosophy

We offer "friendly service" and a "common sense" approach to helping our clients:

“Friendly service” seems to be hard to find these days. But, at our office, good old-fashioned friendly service is still in fashion. We strive to build long term relationships, and client satisfaction is our top priority.

“Common sense” means giving our clients straight answers, honest advice and unbiased opinions. Common sense help is what small business owners want and need, and it’s what we’re all about.

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Welcome

What's New

◦	Tax News
◦	Small Business News
◦	2011 Tax Year-In-Review
◦	2011 Energy Tax Credits
◦	2011 New Hire Retention Credit
◦	Wage Theft Protection Act (NY)

About Us

Our Services

◦	Accounting
◦	Tax Preparation
◦	Payroll
◦	Payroll Fees
◦	Payroll FAQ'S
◦	Request a Quote
◦	XactPAY
◦	Consulting
◦	Meet Bob Stinson
◦	Budgeting
◦	Business Plans
◦	Business Reviews
◦	Business Valuations
◦	Break-Even Analysis
◦	Cash Flow Projections
◦	Compliance Reviews
◦	Loan Application Packages
◦	SBA Loan Assistance
◦	Government Financing

QuickBooks Help

Starting a Business

Tax Season 2012

◦	FAQ's
◦	Check Your (Federal) Refund Status
◦	Check Your (NY) Refund Status
◦	IRS e-file Refund Cycle Chart
◦	Tax Organizer
◦	Schedule a Tax Appointment

Calculators

◦	1040 Tax Estimator
◦	Auto Loan
◦	Credit Card Payoff
◦	Debt Payoff
◦	Loan Amortization
◦	Mortgage Payoff
◦	Mortgage Refinance
◦	Net to Gross Paycheck
◦	Payroll Deductions
◦	Profit Margin
◦	RMD (Req. Min. Dist.)
◦	Roth IRA
◦	Social Security Benefits

Forms

◦	Income Tax Forms
◦	Sales Tax Forms (NY)
◦	Payroll-Related Forms
◦	Labor Law Posters

Links

Support

◦	Send Us Your Data File
◦	Pay Your Invoice Online
◦	Consent to Disclose Tax Information
◦	NY State Form TR-2000

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