Do YOU associate “consulting” with:

· A three piece suit?

· The feeling of “big business”?

· A drain on your wallet?

We offer a “common sense” approach to business and management consulting.

We give straight answers and honest advice.

We live in the “real world” … not “outer space”.

We can tailor our services to meet your needs and fit your budget.
Text Box: Budgeting Business Plans Business Start Up Assistance Business & Tax Planning Cash Flow Analysis & Forecasting Compliance Reviews Expense Analysis & Review Financial Statement Analysis Incorporation Assistance (NY) LLC Formations (NY) Loan Application Packages Purchasing - Business Resolution of Tax Problems Selling / Leasing - Business Terminations – Business Text Box: OUR BUSINESS & MANAGEMENT CONSULTING SERVICES INCLUDE:

Ray & Co. Business Services, Inc.

Helping Small Businesses Since 1990

WE believe consulting means:

· A “friend in the business”

· “Real life” answers and guidance

· Affordable, professional help