Many small businesses need help with their accounting and bookkeeping.

Some of our clients need full assistance … some just a little … others have needs that change frequently.

We offer them the kind of reliable service they depend on year round.

We take an “a la cart” approach to accounting & bookkeeping services … customized to fit the needs of YOUR business:

· Weekly, Monthly, Quarterly or “On-demand”

· General Ledger, Accounts Payable, Accounts Receivable

· Financial Statements & Management Reports

· Month-End Closing & Bank Statement Reconciliation

· New York State Sales Tax Preparation

· Year Round Business & Tax Planning

Ray & Co. Business Services, Inc.

Helping Small Businesses Since 1990

Isn‘t “Accounting” and “Bookkeeping” essentially the same thing?  We don’t think so.  To us ...

“Bookkeeping” is the daily or periodic routine of invoicing customers, paying bills, maintaining the bank account and business ledgers … either by hand or using a PC.  In short, it’s keeping “the books”.

“Accounting” is what happens afterwards … the month-end closing procedures, the reconciliation of the bank accounts, the verification of ledger entries and postings, and the preparation of financial statements.  In short, it’s balancing “the books”.